EN.N.OI.A.

Supporting households in their financial decisions is crucial in today’s global environment. The Hub proposes the Empowerment of Households in Their Financial Decisions through the ENNOIA initiative. This is an initiative by Professor Michael Chaliassos, in collaboration with the National Bank of Greece and Accenture. with the main sponsor being the National Bank of Greece and the support of Accenture.

The goal is for households to successfully address financial challenges.

The goal of Komvos is to help households make better choices in their financial decisions. 

Households’ financial decisions require specialized knowledge, information, and modern tools. The empowerment proposed by Komvos’ initiative is a concept broader than conventional financial education.

This initiative will bring together researchers, technology companies, financial institutions, and policymakers with the aim of assisting households in making rational financial decisions and promoting their economic well-being.

Greek households facing modern economic challenges.

The economic challenges currently faced by Greek households, the study of their financial behavior, as well as the utilization of current and future opportunities, were the thematic focus of the event organized by Professor Michael Haliassos. Read more here!

ENNOIA, the initiative for supporting households in their financial decisions.

Supporting households in their financial decisions is crucial in today’s global environment. Greek households face multiple uncertainties, starting with the demographic crisis and continuing with various short-term crises…

Read more here!

Synergies between research and the production of pharmaceutical and biotechnological products.

A discussion on the synergies between research and the production of biotechnological products was held, organized by the Non-Profit Civil Partenership “Komvos” and the ARISTEiA institute… For more details click here.

EN.N.OI.A. has inaugurated the Digital Hub – An innovation hub dedicated to the financial empowerment of Greek households. The initiative is implemented by the National Bank of Greece, Accenture Greece, Professor Michael Haliassos, and the Non-Profit Civil Partnership Komvos – Node, placing empowerment at the core of the strategy for Greek households. Find out more here.

Competition for scientific research on financial empowerment topics.

As part of the EN.N.O.I.A initiative, a competition has been launched by the National Bank in collaboration with Professor Michael Haliassos, Accenture, and Komvos. The aim is to promote scientific research on topics related to the financial empowerment of households and financial inclusion. If you are a researcher and interested in participating in the initiative, you can submit your research proposal for funding through the following link, after reviewing and following the instructions available in the Research Call and Application Form documents. The deadline is March 16, 2025.

Submit my proposal

διαγωνισμός καινοτομίας - business seeds

Presentation of proposals for the Special Award for Financial Empowerment.

As part of the promotion of entrepreneurship and the development of innovative products, services, and tools (e.g., applications/apps) that will assist households in financial education and making sound financial decisions, a presentation was held for the proposals submitted for the Special Award for Financial Literacy for Empowering Households in Financial Decisions, which will be presented at the 15th annual Business Seeds Innovation and Technology Competition of the National Bank.